Find the people and programs that fit your situation. See what they do, what it may cost, and how to start—without going through us.
Free to read & printNo sign-up requiredChecked October 29, 2026
Nashville, Davidson County & Tennessee
Start with one good call.
Tell the provider your county, whether you own and live in the home, and your nearest deadline. Ask about language or accessibility support if you need it. An application or waitlist does not pause a shutoff, sale, tax or court deadline.
Availability checked October 29, 2026. Funding and intake can change. Direct application links open the provider’s own website; Offer Genies receives none of your application information.
Homeowners seeking foreclosure-prevention counseling; ask about current intake.
Cost & conditions
Its page describes free foreclosure counseling, but its general enrollment checklist mentions a fee. Confirm the requested service is free before enrolling.
How to start
Call for HUD-certified foreclosure counseling and state the nearest deadline.
Appointment availability has not been confirmed. Ask directly before relying on a date.
Repairs and mobility modifications for eligible households.
Who it may help
Income below 80% of area median and a resident over 60 or with a disability. Resident ownership generally applies; some mobility work can serve renters with owner permission.
Cost & conditions
Confirm charges, funding and scope directly; the eligibility page does not state every financial term.
How to start
Use the client form. Davidson/Williamson intake is also available through FiftyForward at 844-502-6387.
Home repairs for eligible owner-occupants in the program’s mapped area.
Who it may help
Income and property limits apply, plus a resident age 60+, a veteran or a federal-disability-benefit recipient. Check the current map and full criteria.
Cost & conditions
No payment to the agency for repairs, but a five-year forgivable lien; sale within that period can require repayment from proceeds.
How to start
Check the map before screening. Disclose co-owners, serious structural issues and other conditions that may exceed program scope.
Screening leads to a waitlist; work is not immediate.
Find emergency repair help in the county where the home is located.
Who it may help
Emergency Repair Program targets qualifying low-income older homeowners age 60+ or homeowners with disabilities with critical health/safety conditions.
Cost & conditions
Program and local funding terms vary; ask whether assistance creates a repayment obligation.
How to start
Use the county administrator links. Homeowners apply to the local agency, not directly to THDA.
Screen for eligible household help, including utility and other financial emergencies.
Who it may help
Income and program conditions apply. Emergency assistance identifies recent income loss; senior programs have separate criteria.
Cost & conditions
Assistance depends on program, documentation and available funds.
How to start
Call to ask which program currently has funds, what records are required and how to apply. Confirm hours before travelling.
As checked October 29, LIHEAP assistance is delayed and waitlisted. This does not mean every Metro Action program is closed; the page also directs residents to 211.
Write a short plan and keep a record of your calls. Nothing here is saved or sent to Offer Genies. Reloading clears it. Keep account numbers, Social Security numbers and other sensitive details in your own secure records.
My deadline________________________________
Who I will contact________________________________
My next action________________________________
Follow-up date & result needed________________________________
My call & document log
Record what was promised, what you sent, how you sent it, and when you will check back. Keep proof of receipt with your own documents.
Offer Genies is a property acquisition business, not a law firm or government housing agency. This is general educational information, not advice about your particular case. Rules, eligibility and deadlines vary. Contact a qualified Tennessee attorney or HUD-approved housing counselor when your rights or a sale deadline are at stake.
We prioritize the agencies that run the programs: CFPB, HUD, THDA, Tennessee courts and local providers. Where older pages conflict with current notices, the guide identifies the current limitation rather than promising help.
Resources checked October 29, 2026. This guide has not been reviewed by an attorney. Programs and links can change; confirm details with the provider. Published eligibility is a starting point, not an approval.
Found something that needs correcting? Let us know.
Only if you decide selling is right
Understand the numbers before the next chapter.
Compare selling options and use our private proceeds worksheet. Offer Genies buys property, but this library is here whether you keep your home, sell with an agent, sell to someone else or never contact us.
